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20+ YEARS OF MINISTRY EXPERIENCE

Empowering Your Ministry with Financial Wisdom & Joy!

Tailored Financial Solutions for Pastors & Churches

Financial Planning For Pastors Church & Nonprofit Planning Church Retirement Plans

At Shepherd’s Wallet Financial Services, we understand pastors and ministry leaders dedicate their lives to serving others.

But who's helping you steward your financial future?

Our mission is to simplify the unique financial challenges of clergy and faith-based organizations - so you can focus on your calling, not your tax returns.

With experience in pastoral tax benefits, retirement planning, and financial stewardship, and provide faith-aligned financial guidance that helps ensure you and your family are well cared for - now and in retirement.

FINANCIAL PLANNING FOR PASTORS

CHURCH RETIREMENT PLANS

CHURCH & NONPROFIT PLANNING

EDUCATIONAL WORKSHOPS

✔ FINANCIAL PLANNING FOR PASTORS ✔ CHURCH RETIREMENT PLANS ✔ CHURCH & NONPROFIT PLANNING ✔ EDUCATIONAL WORKSHOPS

Who We Serve

Pastors & Ministers

looking to help optimize taxes and maximizing financial benefits.

Financial Administrators

managing their church’s budget and retirement plans.

New Ministers

seeking financial guidance for a strong career foundation.

Bi-vocational Pastors

balancing ministry and another job, needing better income management.

Young Pastors

needing to make critical decisions about Social Security opt-out.

Pastors Nearing Retirement

wanting to secure a stable financial future.

Church Board Members

responsible for making financial decisions for their congregation.

Ministry Leaders & Nonprofit Executives

handling donations and long-term financial planning.

What We Offer

Pastors, church leaders, and faith-based organizations face unique financial challenges - challenges that requires specialized experience. From complex tax structures to retirement planning, we understand the financial realities of ministry and are here to help.

a person speaking at a podium

Financial Planning For Pastors

We help pastors optimize housing allowances, manage self-employment taxes, and make informed Social Security decisions.

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HOUSING ALLOWANCE OPTIMIZATION

SOCIAL SECURITY PLANNING

RETIREMENT PLANNING

Retirement Solutions for Churches

We design 403(b)(9) plans specifically for clergy, helping pastors maximize tax-free income in retirement​.

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Church & Nonprofit Financial Planning

We assist churches with budgeting, capital campaigns, and tax-efficient planning to help maximize Kingdom impact.

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Educational Workshops

We provide practical, biblical financial education for pastors, staff, and congregations, equipping them with tools for generosity and stewardship.

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The Shepherd’s Wallet Financial Difference

Understanding Pastoral Finances

We focus specifically on serving clergy and churches.

Tax Optimizations for Ministers

Deep understanding of housing allowance, Social Security opt-out, & other unique tax benefits.

20+ Years of Ministry Experience

Firsthand knowledge of both ministry & financial management.

Kingdom-Minded Stewardship

We live and work for God's kingdom, using our resources and talents to benefit others and God's work.

Dedicated to Serving You

Shepherd’s Wallet Financial Services shares a deep commitment to helping pastors and churches navigate financial complexities with clarity, confidence, and Kingdom-minded wisdom.

OUR TEAM IS BUILT ON FAITH-DRIVEN FINANCIAL SERVICES, OFFERING PERSONALIZED GUIDANCE IN:

TAX STRATEGIES FOR PASTORS

RETIREMENT PLANNING FOR CHURCHES

CHURCH FINANCIAL CONSULTING

Seth Scott

/ Founder & Lead Financial Planner

an image of Seth Scott smiling at the camera
the letters CTEC above three lines and a star
the AAMS logo
the CSU Fresno logo

With over 20 years in ministry as a worship leader and church board member, Seth Scott has firsthand experience with the unique financial challenges pastors face​. His passion for faith-based financial planning stems from his personal journey—balancing serving the church with financial stewardship.

SETH HOLDS MULTIPLE FINANCIAL CERTIFICATIONS INCLUDING:

CTEC Certified Tax Preparer

Series 65 License

Actively pursuing CKA (Certified Kingdom Advisor) designation

AAMS® (Accredited Asset Management Specialist)

SIMPLIFYING TAX RULES FOR PASTORS

ENSURING LONG-TERM FINANCIAL SECURITY

BUILDING SUSTAINABLE CHURCH RETIREMENT PLANS

KINGDOM-MINDED STEWARDSHIP GUIDANCE

✔ SIMPLIFYING TAX RULES FOR PASTORS ✔ ENSURING LONG-TERM FINANCIAL SECURITY ✔ BUILDING SUSTAINABLE CHURCH RETIREMENT PLANS ✔ KINGDOM-MINDED STEWARDSHIP GUIDANCE

“I’ve seen the sacrifices pastors and their families make for ministry, and my mission is to help ensure they can serve without financial burden. My role is to provide financial covering for those who provide spiritual covering.”

- Seth Scott

DISCOVER YOUR FINANCIAL PATH

Ready to Align Your Finances with Your Goals?

Shepherd’s Wallet Financial Services is here to help guide, educate, & empower you.

an image of Seth Scott smiling at the camera

SETH SCOTT, AAMS™

/ Founder & Lead Financial Planner

the letters CTEC above three lines and a star
the AAMS logo
the CSU Fresno logo

CHURCH BOARD MEMBER

20+ YEARS OF EXPERIENCE AS A WORSHIP LEADER

SPECIALIZED IN PASTORAL FINANCES