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Services

At Heartwood, we take a partnership approach to financial planning, offering a comprehensive array of financial planning options designed to address the multifaceted aspects of your financial journey. We understand that your financial situation is unique, encompassing a myriad of interconnected topics. Our approach focuses on tailoring each facet of our services to your specific needs and circumstances, ensuring a holistic and personalized approach that aligns with your aspirations and goals.

Retirement Planning

Planning for retirement is a crucial step in securing your financial future. We specialize in creating retirement plans that align with your unique goals and lifestyle aspirations. We analyze your current retirement savings, projected income needs, and investment strategies to develop a comprehensive retirement plan that maximizes your resources, minimizes risks, and helps ensure a comfortable retirement lifestyle.

Investment Planning & Wealth Management

Our analytic approach to investment planning and wealth management helps ensure your financial well-being over the long term. We craft personalized investment strategies by carefully considering a diverse array of options, including stocks, bonds, mutual funds, and annuities. This balanced approach aims to fulfill both growth and income objectives, creating investment portfolios that support your retirement needs, your unique financial goals, risk tolerance, and overall financial aspirations. Continuous monitoring and adjustment of your portfolio ensure it remains aligned with your objectives and adaptable to dynamic market conditions.

Tax Planning

Effective tax planning is essential to optimizing your financial position. We offer proactive tax planning services to help you minimize your tax liabilities and maximize your after-tax income. Our team stays up-to-date with ever-changing tax laws and regulations, enabling us to identify opportunities for deductions, credits, and tax-efficient investment strategies. By implementing effective tax planning strategies, we aim to optimize your overall financial picture.

Estate Planning

Preserving and protecting your assets for future generations requires careful estate planning. Our estate planning services help you establish a comprehensive plan that reflects your wishes, minimizes tax implications, and ensures a smooth transfer of wealth. We collaborate with estate planning attorneys and other professionals to create wills, trusts, powers of attorney, and healthcare directives that align with your unique circumstances and protect your legacy.

Education Planning

Investing in education is one of the most significant decisions you can make for your loved ones. Our education planning services help you navigate the complexities of saving for higher education expenses. We evaluate various funding options, including 529 plans, to develop a tailored strategy that supports your educational goals while considering tax advantages and financial aid opportunities.

Insurance

Protecting your financial well-being and that of your loved ones is paramount. We assess your insurance needs and provide guidance on appropriate insurance coverage options, including life insurance, disability insurance, long-term care insurance, Medicare supplement plans, and more. We analyze your specific circumstances and recommend insurance solutions that offer comprehensive protection and peace of mind.

Whom We Serve

Which Package Is Right for You?

Our aim is to enhance your life's financial journey, regardless of your current situation. We believe in tailoring our services to your needs, ensuring that we find the right level of support for you. Your financial success is our priority, and together we can determine the service tier that best suits your goals and aspirations.

* Trust and will services available through our trusted partner at exclusive rates

Service
Quick Start Plan
Comprehensive Plan
Ongoing Services
Money Mindset Assessment
Yes
Yes
Yes
Budget Analysis
Yes
Yes
Yes
Smart Debt Strategy
Yes
Yes
Yes
Savings Plan
Yes
Yes
Yes
Retirement Planning
Yes
Yes
Investment Planning
Yes
Yes
Insurance Analysis
Yes
Yes
Education Savings Plan
Yes
Yes
Tax Optimization
Yes
Yes
Legacy & Estate Planning
Yes*
Yes*
Ongoing Monitoring & Support
Yes
Reduced Management Fee
Yes
Trees

Get in Touch

If you're seeking tailored financial planning services, we invite you to schedule a consultation with our experienced team. We would love the opportunity to meet and discover how we can best be of service to you. We look forward to seeing you!

559-785-0250

seth@heartwoodplanning.com

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